Step 1 in the home buying process is to get pre-approved. This saves you time down the road because you will have all the information you need up front to work out any kinks that may be acting as road blocks to securing your new home. You can trust our secure pre-approval process
Step 2 in the home buying process is finding a Realtor that is proven to be hard-working and successful. You can use your own or we can refer you to the best. We meet with Realtors weekly and work with them daily. We know who will be a perfect fit for you and your location.
Step 3 in the home buying process is securing your home loan. Once you find the perfect home and your offer is accepted, it’s our time to shine. We will work with you to secure your home loan and get you in the front door as quickly as possible. This is the part we’re really good at
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.